How to Apply Bank Mitra Application

 

Bank Mitra / CSP Overview

A Bank Mitra is an individual who acts as an agent 

of the bank in a place where opening a brick and mortar

 bank branch is not possible. These individuals represent 

banks and provide all kinds of assistance to bank 

customers. This includes offering assistance in 

opening an account under the PMJDY initiative

 and helping with any problems that may arise 

during the opening of accounts under the program.

 

The main duties of a Bank Mitra are:

 

Generating awareness regarding saving as well 

as offering advice on managing money and debt-related issues

Identifying the business potential of customers

 and generating business from them

Enrolling a customer and collecting/verifying the

 forms needed to open a bank account

Helping customers fill and submit application forms

Collecting/accepting the payment of small value deposits

Providing bank account details like mini statements, etc.

Providing any kind of support on behalf of the bank i.e. pension and insurance products

Bank Mitra / CSP Eligibility Criteria

Who can become Bank Mitra?

There are no eligibility criteria for becoming a Bank Mitra. Any individual who has completed 18 years of age can become a Bank Mitra. However, there are a few people who will get a preference over others for becoming a Bank Mitra. These include:

 

Retired Bank Employees

Retired Teachers

Retired Govt. /Private Employees

Ex. Servicemen

Individual owners of Kirana stores/ medical shops/ fair price shops/ Public Call Office (PCO) operators, agents of Small Saving Scheme of Govt./ Insurance Companies,

To be eligible to become a Business Correspondence Agent (BCA)/CSP, one requires:

 

To be a Minimum 12th standard pass out with a qualification certificate

Must have an ID proof with a photograph

Must have a Pan Card

Must have an Address Proof – Voter ID, Ration Card, Passport, any Government bill such as that of electricity or phone

Must have a Shop/Outlet/Kiosk Address Proof (In case the Business Correspondent has a separate shop/office)

Must have an Appointment Letter from CBC

Must have an IBL Account Number

Must possess Police Verification

Must poseed IIBF Certificate 

Note - He/she should be local/native of allocated SSA/Ward, and must be well known.

 

Certification

All Corporate Business Correspondent supervisors have already been trained during the initial phase of the Pradhan Mantri Jan Dhan Yojana Progam. This ‘Train the Trainer’ module contained subjects like Account Opening, Basics of Banking, Financial Inclusion and Jan Dhan Yojana, in conjunction with technical classroom training.

 

In compliance with directives from the Finance Ministry, a training calendar was prepared for the entire 240 Business Correspondents and the accreditation was at par with Indian Institute of Banking & Finance’s (IIBF) BC Certification Course. The training was completed in  December, 2015.

 

How to Apply

Fill the Bank Mitra Application opening form in English Once complete, email it to

digital.sewa.email@gmail.com

Mo. 9119919323